🛡️ Privacy-First Commitment
VaultCard is designed with privacy at its core. We believe your financial information should remain completely private and under your control. This policy explains our commitment to protecting your data and your rights.
1. Information We Collect
1.1 Personal Financial Information
VaultCard stores the following information locally on your device:
- Credit/Debit Card Information: Card numbers, expiry dates, CVV codes, cardholder names
- Card Metadata: Card types (Visa, Mastercard, etc.), user-defined card categories, favorite status
- Personal Notes: Any custom notes you add to your cards
- User Preferences: App settings, theme preferences, auto-lock timer settings
- Backup Data: Encrypted backup files when you choose to create them
1.2 Technical Information
For app functionality and security, we may collect:
- Device Information: Device model, operating system version, app version
- Security Status: Biometric authentication availability, device security settings
- Usage Analytics: App crashes, performance metrics (anonymized and aggregated only)
- Google AdMob: For non-intrusive advertising. Only anonymous/non-user identifiers and device info are shared; no card or sensitive personal data is transmitted.
1.3 Information We DO NOT Collect
VaultCard NEVER collects, transmits, or stores:
- Your actual financial transactions or purchase history
- Your location data or GPS coordinates
- Your contacts, photos, or other personal files
- Your browsing history or app usage outside VaultCard
- Any personally identifiable information for marketing purposes
2. How We Use Your Information
2.1 Primary Use - Local Storage Only
Your financial information is used exclusively for:
- Secure Storage: Encrypting and storing your card details locally on your device
- App Functionality: Displaying your cards, enabling search and organization features
- Backup & Restore: Creating encrypted backups when you request them
- Security Features: Auto-lock protection, biometric authentication, clipboard security
2.2 Technical Improvements
Anonymous technical data helps us:
- Fix bugs and improve app stability
- Optimize performance across different devices
- Enhance security features and detect potential threats
- Ensure compatibility with new operating system versions
2.3 Advertising
VaultCard displays non-intrusive banner advertisements to support development:
- Google AdMob: For non-intrusive advertising. Only anonymous/non-user identifiers and device info are shared; no card or sensitive personal data is transmitted.
- No financial or card data is shared; no sensitive personal data is shared with advertising networks
- Ad targeting is based on general demographics, not your card information
- You can opt out of personalized ads through your device settings
3. Data Storage and Security
3.1 Local Storage Architecture
VaultCard employs a comprehensive security architecture:
- Hardware-Backed Security: Uses industry-standard secure storage mechanisms and industry-standard secure storage mechanisms for key management
- AES-256 Encryption: Military-grade encryption for all sensitive data
- Secure Memory Management: Automatic clearing of sensitive data from RAM
- Biometric Protection: Face ID, Touch ID, and fingerprint authentication
- Auto-Lock Security: Configurable 5-60 second auto-lock timer
3.2 Backup Security
When you create backups:
- User-Controlled Encryption: Backups are encrypted with your chosen password
- Industry-standard key derivation and integrity checks are applied to ensure backup security and authenticity.
- Industry-standard key derivation and integrity checks are applied to ensure backup security and authenticity.
- Local Storage Only: Backups are stored locally or shared through your chosen method
3.3 Advanced Security Features
VaultCard v1.2.0+ includes enhanced security measures:
- Debug Detection: Monitors for debugging tools and potential tampering
- Clipboard Protection: Automatic clearing of copied sensitive data after 15 seconds
- Force Update System: Ensures critical security patches are applied
- Memory Protection: Prevents sensitive data from being cached or swapped
4. Data Sharing and Disclosure
4.1 No Data Sharing Policy
VaultCard NEVER shares your financial information with third parties. Your card details remain exclusively on your device under your control.
4.2 Limited Technical Data Sharing
We may share anonymous, aggregated technical data with:
- Google AdMob: For non-intrusive advertising. Only anonymous/non-user identifiers and device info are shared; no card or sensitive personal data is transmitted.
- Crash Reporting Services: Anonymous crash logs to improve app stability
- App Store Analytics: Download and usage statistics (anonymized)
4.3 Legal Compliance
We may disclose information only when:
- Required by law or valid legal process
- Necessary to protect our rights or safety
- To prevent fraud or security threats
Note: Since financial data is stored locally and encrypted, we cannot access it even if legally required to do so.
5. Your Privacy Rights
5.1 Data Control Rights
You have complete control over your data:
- Access: View all stored card information within the app
- Modification: Edit or update any card details at any time
- Deletion: Remove individual cards or clear all data
- Export: Create encrypted backups of your data
- Portability: Transfer your data to other devices via encrypted backups
5.2 Privacy Settings
Customize your privacy preferences:
- Auto-Lock Timer: Set automatic app locking from 5 seconds to 5 minutes
- Biometric Authentication: Enable or disable fingerprint/face unlock
- Clipboard Security: Configure automatic clipboard clearing
- Backup Frequency: Control when and how backups are created
5.3 Data Deletion
To completely remove your data:
- Open VaultCard settings
- Select "Clear All Data" or uninstall the app
- All encrypted data is permanently deleted from your device
- No recovery is possible after deletion (ensure you have backups if needed)
6. Third-Party Services
6.1 Google AdMob
VaultCard displays non-intrusive banner advertisements via Google AdMob. Only anonymous/non-user identifiers and device info are shared; no card or sensitive personal data is transmitted.
- Purpose: Display non-intrusive banner advertisements
- Data Collected: Anonymous advertising identifiers, device information
- Privacy Policy: Google Privacy Policy
- Opt-Out: Disable personalized ads in your device settings
6.2 Platform Services
VaultCard integrates with platform-specific services:
- industry-standard secure storage mechanisms: Secure key storage (Google/Android)
- industry-standard secure storage mechanisms: Secure key storage (Apple)
- Biometric APIs: Face ID, Touch ID, Fingerprint authentication
- App Store Services: Update checking and distribution
7. International Data Transfers
7.1 Local Data Storage
Since VaultCard stores all financial data locally on your device:
- No international data transfers of financial information occur
- Your card data remains in your jurisdiction
- Compliance with local data protection laws is maintained
- Any limited technical data transfers are anonymized and comply with applicable data protection laws (e.g., GDPR, CCPA, and local laws such as India's privacy regulations).
7.2 Technical Data
Limited technical data may be transferred internationally:
- Anonymous crash reports and analytics
- Google AdMob: For non-intrusive advertising. Only anonymous/non-user identifiers and device info are shared; no card or sensitive personal data is transmitted.
- App update information
8. Children's Privacy
VaultCard is not intended for children under 16 (or the minimum legal age in your jurisdiction) years of age:
- We do not knowingly collect information from children under 16 (or the minimum legal age in your jurisdiction)
- The app is designed for adults managing financial information
- Parents should supervise any use by minors
- Contact us immediately if you believe a child has provided information
9. Privacy Policy Updates
9.1 Notification of Changes
We may update this privacy policy to reflect:
- New features or functionality
- Changes in legal requirements
- Improvements to privacy practices
- User feedback and requests
9.2 How We Notify You
- In-App Notification: Prominent notice when you open the app
- Website Update: Updated policy posted at https://vaultcard.app
- Version History: Clear indication of what changed
- Effective Date: All changes include clear effective dates
10. Contact Information
📧 Privacy Questions & Concerns
Email: hello@vaultcard.app
Website: https://vaultcard.app
Response Time: We aim to respond within 48 hours
What to Include in Your Message:
- Your specific privacy concern or question
- Device type and app version (if relevant)
- Any steps you've already taken
11. Legal Basis for Processing
11.1 Legitimate Interests
We process data based on legitimate interests for:
- App Functionality: Providing secure card storage services
- Security: Protecting against fraud and unauthorized access
- Improvement: Enhancing app performance and user experience
- Support: Providing customer service and technical assistance
11.2 Consent
We obtain your consent for:
- Biometric authentication setup
- Creating and storing backups
- Personalized advertising (where applicable)
- Optional analytics and improvement data
🔐 Your Security is Our Mission
VaultCard is committed to maintaining the highest standards of privacy and security. We continuously update our practices to protect your financial information and respect your privacy rights.
Remember: Your financial data never leaves your device unless you explicitly create a backup. You maintain complete control over your information at all times.
This privacy policy is effective as of September 29, 2025.
For the most current version, visit: https://vaultcard.app/privacy-policy.html